Templates for policyholders and claimants
Working a property or auto claim without a lawyer: inventory your contents with depreciation calculated correctly, understand and complete a proof of loss, and put your demand in writing.
- Home Inventory for InsuranceExcel Free Free
A room-by-room inventory you can complete in an afternoon with your phone. Each sheet captures item, quantity, purchase date, cost, estimated replacement cost, whether you have a receipt, and a photo reference. The Summary sheet totals every room and flags items that exceed a sublimit you set.
- Proof of Loss: Explained + Generic FillableWord Free Free
A sworn proof of loss is a formal statement of your claim, signed under oath. This free document explains what it is, why the policy deadline matters, how to complete each section, and what to attach, and includes a generic fillable form. Carriers may require their own form; use theirs if they send one.
- Insurance Cancellation LetterFree online generator Free Free
Cancel a policy in writing so there is no dispute about the date. This free generator produces a letter that identifies the policy, states the cancellation date, requests a refund of unearned premium, and asks for written confirmation. · open the generator
Coming soon
- Post-Loss Contents Inventory (RCV / ACV / Depreciation)Excel Coming soon $19
After a fire, flood, or theft, the carrier will ask for an itemized contents inventory. This workbook calculates depreciation and actual cash value the way adjusters do and tracks the recoverable depreciation you can claim after you replace each item.
- Diminished Value Demand Letter + 17c CalculatorFree online generator Coming soon $9
After a repair, your car is worth less than an identical car that was never wrecked. This generator builds a demand letter to the at-fault driver's insurer and calculates a 17c figure in front of you, with the formula shown, so you can see how the number was reached and argue for more. · open the generator
- Demand Letter to an Insurance CompanyFree online generator Coming soon $9
A demand letter puts the claim, the amount, and the deadline in writing. This generator produces a letter for a first-party claim under your own policy or a third-party liability claim, with the facts, the amount demanded, the documents enclosed, and a response date. · open the generator
Free insurance tools
Use the letter generators in your browser, or download the free home inventory and proof-of-loss guide.